Drops from the Fire Hose – November 1, 2012

With iPad Mini, Apple Switches From Offense To Defense — Co.Design

Is this the end of Apple’s run? Of course not. The iPad Mini will sell wonderfully, just like the iPod Mini did. The difference here, of course, is that the iPod Mini was truly pocketable. It was also, quite simply, an idyllic form, rather than a laptop hard drive in a case. For the end user, it was actually a lot more than a slightly smaller, cheaper iPod.

It’s also a bit ironic that while Apple roughs it to appeal to budget-conscious consumers, their once-greatest rival, Microsoft, positions itsSurface tablet as a premium product. The Surface starts at $500, but it’s really $600 with a keyboard. A future version, fitted with a full-blown laptop processor, will probably even reach $1,000. And it’s sold exclusively at Microsoft stores.

An Ingenious Redesign Of The Common Umbrella — Co.Design

Umbrellas have plenty of weaknesses, but the one that really galls is that they seem to be designed for only a very particular style of rain–drops that fall straight down on your head. Rain, as it turns out, is often accompanied by wind. So the drops will flank you, finding a way under your protective shield, while gusts of wind constantly threaten to turn it awkwardly, shamefully inside-out. In the middle of a windy Chicago thunderstorm, I often find myself trudging to the store like Captain America facing a barrage of bullets, perpetually fearful of losing my last line of defense against wetness.

How to Change Your Spending Habits when Your Salary Goes Up (or Down) — Lifehacker

Few people go through their whole life on the same salary. Things change—you get a new job, get married, divorced, or laid off—and when that happens you need to recalibrate your spending habits. Here’s how to do it without throwing your life into turmoil.

We’re all prone to developments in a financial situation, and dealing with them—both the positive and the negative changes—is as much about recognizing the change from a psychological standpoint as it is about adapting your budget. To help get changes to your personal finance under control, I spoke with author and financial expert Ramit Sethi of I Will Teach You To Be Rich, and debt-repayment expert Rod Ebrahimi, CEO of ReadyForZero.

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